THE PROFESSIONALS AT PERENNIAL MORTGAGE

Heidi M. Snow
hsnow@perennial-mortgage.com

President, Perennial Mortgage (May 2002 - Present)

Mortgage Specialist, Scanlon Financial (April 1999-June 2002)

Senior Policy Analyst, New Mexico Energy, Minerals & Natural Resources Department (1994–1999)

Economist / Policy Analyst, Washington, D.C. (1986–1993)

New Mexico Mortgage Broker Certification, March 2006

Masters of Economics, New Mexico State University (1986)
Bachelors of Economics, New Mexico State University (1984)

Karen L. Hopkins
khopkins@perennial-mortgage.com

Senior Loan Officer, Perennial Mortgage (February 2003–Present)

Landman & Independent Land Consultant (1981-2002)

Bachelor's Degree in Business Administration, Texas Tech University

Matt Hunter
mhunter@perennial-mortgage.com

Senior Loan Officer, Perennial Mortgage (September 2004 –Present)

Certified Residential Mortgage Specialist, May 2007

VP of Preconstruction Services / Chief Estimator, Bradbury Stamm Construction (1991–2004)

Masters of Business Administration (MBA), University of New Mexico (2000)
Bachelors of Science - Engineering, Duke University (1991)

Roger Kennett
rkennett@perennial-mortgage.com

Office Manager / Secretary, Perennial Mortgage (August 2003–Present)

Environmental Program Manager, New Mexico Environment Department (1997–2003)

Environmental Program Manager, Arizona Department of Environmental Quality (1983–1997)

Bachelor of Science in Geology, Western Michigan University (1977)