Always there for you!
PM Strip Logo.gif (20624 bytes)
National Mortgage Licensing System #182700

HOME
Loan Center
Calculators
Apply NOW
My Loan Account
The Loan Process
Loan Programs
Newsletters
Testimonials
Our Favorites
Referral-Based Business
Divorce & Your Home
Free Home
Buyer Seminar
FAQ
About Us
Contact Us

 

 

TESTIMONIALS

2009


"Thank you Heidi.   You made us feel comfortable.  Your professional knowledge and attitude made the process easy."
Shoko & Michael Purdy, Albuquerque, NM, December 2009


"Matt was great - he kept me assured throughout the process."
Karin R., Albuquerque, NM, December 2009


"Second time using Perennial Mortgage and I was very elated with the qualify of service and level of dedication Karen Hopkins devoted to me and my issues."
Lindsey Hickman, Albuquerque, NM, December 2009


"Matt was great and on occasion did work on the weekend to ensure our job was completed.  Thanks!"
Rachel & Dawn Tello, Albuquerque, NM, November 2009


"It's been a real pleasure working with you.  I will keep you in mind in the future.
Ann Watson, Albuquerque, NM, November 2009


"Thanks for your help."
Max Stillwater, Rio Rancho, NM, November 2009


"Best transaction ever!  Karen went the extra mile and was very professional and thorough."
Greg & Whitney Foltz, Corrales, NM, November 2009


"Matt, thank you!   This process could not have been easier!"
Paul L., Albuquerque, NM, November 2009


"Thank you for helping us find our first home."
Crystal & Cody Simpson, Rio Rancho, NM, November 2009


"Extremely professional, helpful and patient.  Offered excellent mortgage product that beat anything I found on my own."
Phil Kruger, Albuquerque, NM, November 2009


"Heidi, you are AWESOME!!  Thank you so MUCH!!."
Paula Grassrope, Albuquerque, NM, October 2009


"I would recommend Karen to everyone I know.  She was wonderful."
Samantha & Loren Updegraff, Albuquerque, NM, September 2009


"Heidi was a wonderful person to work with.  She was always available and happy to answer all of my questions."
Rebecca Cox, Albuquerque, NM, September 2009


"Great job, as usual."
Steve Wallace, NM, September 2009


"Thanks for actually delivering what another lender could only promise."
Cynthia Caruso, Corrales, NM, September 2009


"It's so nice to have someone to depend upon who is available even after a number of years when you need him."
The Wildings, Albuquerque, NM, August 2009


"Heidi was amazing!"
Nelson, Albuquerque, NM, August 2009


"Karen went above and beyond to help this single mom get a new start."
D. Wright, Albuquerque, NM, August 2009


"Once again, an astonishingly easy process. I am so grateful for your professionalism and expertise.   Thank you Heidi!"
Virginia Schultz, Albuquerque, NM, August 2009


"Matt was so informative.  I learned a great deal.  He did an OUTSTANDING, PROFESSIONAL service."
Linda Seebach, Rio Rancho, NM, August 2009


"Heidi is the best!."
The Hunleys, Albuquerque, NM, July 2009


"A wonderful experience."
Lantz, Albuquerque, NM, July 2009


"Once again, I thank you for your swift attention and no-nonsense guidance through my loan process.  I appreciate your honesty and sense of ethics and will continue telling everyone about Perennial Mortgage."
Doris LaHart, Albuquerque, NM, July 2009


"I loved working with Heidi Snow.  I dreaded the process and Heidi made the transaction easy for me.   Thank you Heidi!"
Valentina Aragon, Albuquerque, NM, July 2009


"Once again Heidi's assistance and advice was most appreciated.  I continue to be very favorably impressed with her and her service."
S. Margison, Albuquerque, NM, July 2009


"Thank you Heidi.   You're the best!"
Michael Graves., Albuquerque, NM, July 2009


"The process was simple, easy and saved us lots of money. Thanks Karen."
Matthew Segura & Nancy Herring, Albuquerque, NM, July 2009


"Matt is just the best!"
Francis O., Albuquerque, NM, June 2009


"Thanks so much, Matt, for all your help!"
Joan Lloyd., Santa Barbara, CA, June 2009


"The entire process was well handled and smooth from day one to closing."
Martin de la Torre, Albuquerque, NM, June 2009


"Thanks so much, Heidi!  I was very fortunate to have such a knowledgeable and motivated lending agent to lead me through this process."
Joy Hernandez, Albuquerque, NM, June 2009


"Matt is the Best!"
Pat Arrington, Los Lunas, NM, June 2009


"Outstanding!!!"
E. Hernandez, Albuquerque, NM, May 2009


"Thank you for helping us complete the process from Indiana."
Fred & June Yoder, Albuquerque, NM, May 2009


"Thanks Karen for another efficient, careful & sensitive job well done."
Lee/DiFederico, Corrales, NM, May 2009


"Thank you so much for all your help -- A+ Class Act!"
Andrea Rector, Albuquerque, NM, May 2009


"Karen made the whole process incredibly smooth!"
John King & Michelle Bloodworth, Albuquerque, NM, April 2009


"Matt is very responsive and guides you through the loan process with confidence."
Tom Dick, Edgewood, NM, April 2009


"Heidi made what was a very stressful situation into a smooth, pleasant experience.  I wouldn't go anywhere else after this experience."
Megan & Ulises Martinez, Albuquerque, NM, March 2009


"You have a Jewel with Matt.  It was a pleasure to work with him.  He was very helpful and knowledgeable.  It was very easy.  Thank you Matt!!!"
Lupe Garcia Chavez &  Charles Chavez, Albuquerque, NM, March 2009


"Thank you for everything."
Mark Fisher, Albuquerque, NM, March 2009


"Hi Heidi, I just wanted to take this opportunity to thank you for a very good and rewarding experience in working with you.  I have felt this all along.  And today in particular I feel very good about have closed on my refinancing.  It is a very satisfying feeling to have worked out such an attractive refinance.  Thank you for your professional work and that of Chris Holden (Stewart Title).  It was a very positive experience.  I will refer colleagues and friends to you."
Steven Yourstone, Albuquerque, NM, March 2009


"Thank you for meeting with me on the weekend, making it easy, and communicating by email."
Anita Didrickson, Albuquerque, NM, February 2009


"Heidi Snow combines courtesy and competence which delivered a successful outcome in record time."
Pat Harrington, Albuquerque, NM, February 2009


"Karen - we appreciate the work you have done for us.  Thank you."
Stan and Velia Luna, Albuquerque, NM, February 2009


"Thanks for keeping my particular goals in mind and helping me obtain them."
Kevin De Benedittis, Albuquerque, NM, February 2009


"Dear Heidi, Thank you for applying your considerable talents to my home buying project's successful outcome.   I appreciate your 'come this way' through that labyrinth of paperwork.  Must be the sudoku that hones your mental sharpness."
Pat Harrington, Albuquerque, NM, February 2009


"Heidi takes good care of us!  We thank her for her care and attention.  We know that keeping after us is like herding cats."
Kristina K., Albuquerque, NM, January 2009


"Matt went over and above to help us in our transaction."
Keith & Josie J., Albuquerque, NM, January 2009


"Karen is wonderful to work with.  She has helped us twice with this process and we will continue to call Karen in the future."
Christopher and Mindy Aycock, Albuquerque, NM, January 2009


"Matt is knowledgeable and makes the closing process clear.  He cares about providing outstanding service."
R. P., Albuquerque, NM, January 2009


"We appreciated the daily updates on rates until they reached the low point we were waiting for."
Mark & Sue Van Benthem, Albuquerque, NM, January 2009


"Heidi - you did a great job . . Again!  Donny and I thank you so much for all of your hard work!"
Analisa Perez, Albuquerque, NM, January 2009


"Karen is amazing!   She made everything clear, understandable and easy!  Thanks so much!"
Joseph & Kristen Sadek, Albuquerque, NM, January 2009


2008


"Heidi is super to work with and helped me through the process during a stressful time."
Chris Acklen, Albuquerque, NM, December 2008


"You guys made a complex process easy.  I felt I could trust you as my partner in refinancing."
John Acklen, Albuquerque, NM, November 2008


"We are always happy to recommend your services.  You have been a great help and I appreciate the honesty, options, and willingness to help, even if it means recommending services other than those you can provide.  This kind of service and business practice will keep us coming back in the future and recommending Perennial Mortgage to others without hesitation."
Greg Coon, Albuquerque, NM, October 2008


"Loan agent was awesome!"
John North, Albuquerque, NM, October 2008


"Heidi has been a joy to work with!"
Kayte Blanke, Albuquerque, NM, October 2008


"Karen made sure we were able to buy a valuable property in a great neighborhood -- quickly.  Thank you."
John & Laura W, Albuquerque, NM, September 2008


"Heidi is always willing to work with us.  She is respectful & professional."
Patty Beecher, Albuquerque, NM, September 2008


"Matt has been very helpful.  I consider him as a friend.  This was my second loan.  Definitely recommend him to anybody."
Sunny W., Albuquerque, NM, September 2008


"Heidi's proficiency, professionalism and courtesy was excellent.  We enjoyed her warm personality and agent referral."
Linscott/Timmons, Albuquerque, NM, September 2008


"Heidi, Thank you so much for all you have done for us.  We love our new home.  We are both excited to make it ours!  We know it was a bumpy ride for all of us and wanted you to know we appreciate all your hard work!  Thank you and best wishes for you in the future."
Shane & Andra M., Albuquerque, NM, September 2008


"Matt was a sea of calm in an ocean of my personal financial upheaval."
Barbara H., Albuquerque, NM, September 2008


"Heidi explained the process and my options to me in a precise and helpful manner."
Sarah G., Albuquerque, NM, September 2008


"Prior professional, friendly service brought me to Heidi and Perennial once again.  This last transaction ascertains I would never use anyone else!"
Marita B., Albuquerque, NM, August 2008


"Karen went above and beyond the normal service level.  She continually checked various rates and gave us invaluable advice.  We couldn't have been more pleased."
John & Lilia C., Albuquerque, NM, August 2008


"Matt & Heidi were excellent in helping us with our situation.  Thank you for your great service."
Kevin & Julia R., Albuquerque, NM, August 2008


"Heidi was wonderful to work with.  We would certainly refer our friends to her.  Thank you."
Doug & Karen N., Albuquerque, NM, July 2008


"Heidi was great!   She explained everything and there were no surprises.  Thanks!
Brant & Lindsey L., Albuquerque, NM, July 2008


"Matt, Thanks for sticking with the loan through the crazy appraisals!  We're very happy with your service."
Jessica J. & Tom G., Albuquerque, NM, July 2008


"Thanks a million Heidi"
Mary M., Albuquerque, NM, June 2008


"If there was a choice (on the comment card) above excellent, I would have checked it!!!"
John & Laura F., Albuquerque, NM, June 2008


"Dear Heidi, Thank you so much for helping us get into our new home.  The time and energy you spent pushing the deal through was greatly appreciated.  And, the short timeline that you graciously accepted made you stand out professionally in the marketplace.  We will be sending business your way!  Thanks again and have a wonderful summer!"
Sarah & Brendan J., Albuquerque, NM, June 2008


"Karen's AWESOME!   Our deal was VERY complicated and she made it very easy for us."
Frederick & Pamela B., Albuquerque, NM, June 2008


"Karen made the process easy.  Everything was handled very professionally"
P. and Lou K., Albuquerque, NM, May 2008


"Thank you Heidi - You are great."
Eric F., Albuquerque, NM, April 2008


"Heidi Snow made the whole process of applying for and getting a loan painless.  She was a shoulder to lean on throughout."
Lindsey M., Albuquerque, NM, April 2008


"Karen Hopkins was awesome to work with."
Carlos & Natina S., Albuquerque, NM, April 2008


"Matt was the best loan officer ever.  Your company was an absolute pleasure to deal with."
Anne K., Albuquerque, NM, April 2008


"Always a pleasure working with Heidi"
James & Evaline M., Albuquerque, NM, March 2008


"Very pleasant experience!"
Kristan M., Albuquerque, NM, March 2008


"Heidi was a terrific guide in a very unfamiliar and sometimes complex process.  Once again, a flawless transaction at Perennial!"
Cynthia C., Albuquerque, NM, March 2008


"We appreciate Heidi keeping in touch with us regarding our loan.  She's honest and discusses the options with you before signing papers."
Kathy & Anthony S., Belen, NM, February 2008


"Karen is the best!!"
Kerrie B., Albuquerque, NM, February 2008


"Matt is very knowledgeable, informative, pleasant, and patient when explaining things as the process moves on!"
James D., Albuquerque, NM, February 2008


"Matt, You said you'd make this mortgage happen and you kept your word.  We just wanted to thank you for your patience and for keeping your word."
Irma & Sergio A., Albuquerque, NM, February 2008


"Pleasure to deal with Matt."
Donald H., Albuquerque, NM, February 2008


"Karen is great!"
Mike & Kelly R., Albuquerque, NM, February 2008


"Karen - thanks so much!  Now let's work on the next house!"
Mindy C., Albuquerque, NM, January 2008


"Thank you for making my refinancing so easy.  It is a pleasure to deal with you."
Erika & Jeret F., Santa Fe, NM, January 2008


"Couldn't ask for an easier person to work with than Heidi:  the Best!"
Cathy M. & Chuck E., Edgewood, NM, January 2008


"Thanks for everything!"
Sonny A and Lori C., Albuquerque, NM, January 2008


"Fantastic Experience!  The best in more than 8-10 closings!"
Frederick & Pamela B., Albuquerque, NM, January 2008


2007


"Karen went above and beyond what I expected of a loan officer.  She was excellent to us and we appreciate all she did."
Benjamin & Meghan C., Albuquerque, NM, November 2007


"Karen is Great! That's why we came back!"
James M. & Nancy J., Albuquerque, NM, November 2007


"Karen, thank you for your help."
Steve W., Albuquerque, NM, September 2007


"Thank you!   Matt is Great!"
Dawn T. & Gregor W., Albuquerque, NM, September 2007


"We have worked with Karen on several occasions and each transaction has been smooth!"
Mark & Barbara F., Albuquerque, NM, August 2007


"Thank you once again, Heidi, for making the process so easy!"
Virginia S., Albuquerque, NM, July 2007


"This is my second mortgage with you - and I referred someone - and I'll do it again!"
Kell N., Albuquerque, NM, July 2007


"Heidi rocks!."
Randy S., Albuquerque, NM, July 2007


"We enjoyed working with Karen and Perennial did an excellent job taking care of our transaction."
Nick & Jodi L., Albuquerque, NM, June 2007


"Thanks for making a painful situation more bearable - thanks for watching over me!"
Jan H., Albuquerque, NM, June 2007


"Awesome job.   Very responsive."
Manny T., Albuquerque, NM, June 2007


"Matt is the best ever.  Great to work with - has good suggestions."
Patrick A., Los Lunas, NM, June 2007


"Heidi made the whole process painless."
Joan D., Albuquerque, NM, June 2007


"Angela was very professional."
Robert & Kim M., Rio Rancho, NM, June 2007


"Matt was knowledgeable, thorough and honest.  As first time homebuyers, we felt lucky to find him!"
Inga T. & Jonathan G., Albuquerque, NM, May 2007


"Matt was excellent, made the process easy and saved me a lot of money out into the future."
Greg & Andrea S., Albuquerque, NM, April 2007


"Karen Hopkins was extremely conscientious, timely, and always available.  Best mortgage broker we've ever had."
Elena & Charles V., Albuquerque, NM, April 2007


"Matt was outstanding!! We'll ask for him by name in the future."
Paul & Kathleen G., Albuquerque, NM, April 2007


"Heidi's the best!   The transaction was smooth and easy."
Roger & Joan S., Littleton, CO, March 2007


"Matt was wonderful!   We will recommend him to everyone!"
Lisette & Nathan H., Albuquerque, NM, March 2007


"Thanks for making the process so easy."
Carrie B., Albuquerque, NM, March 2007


"Heidi always kept us informed of everything that was going on.  She helped us in preparing some of the documents.  She went the extra mile for us."
Kathy  & Anthony S., Belen, NM, March 2007


"We received lots of support during a very stressful time with a 'by owner' sale."
Steve  & Sally H., Albuquerque, NM, March 2007


"Matt was great.   He really went the extra mile for me in the approval process.  I can't say "thank you" enough."
Marie L., Albuquerque, NM, February 2007


"We love Karen."
Michael & Kelly R., Albuquerque, NM, February 2007


"Matt was wonderful & extremely efficient with this process.  He made it almost painless.   Thanks."
Matha J., Santa Fe, NM, February 2007


"I had a great experience working with Heidi & Perennial."
Jill S., Albuquerque, NM, February 2007


"I achieved the American Dream all thanks to Perennial Mortgage."
Angela B., Rio Rancho, NM, February 2007


"Matt did a wonderful job explaining all our options, was patient, and worked to meet all our needs."
David T. & Kristen L., Albuquerque, NM, February 2007


"Thank you so much Karen!  After two other horrible experiences with another mortgage company you were wonderful!!!"
Mindy C., Albuquerque, NM, January 2007


"Heidi Snow was available, answered all questions and explained the process well."
Deborah B., Albuquerque, NM, January 2007


"Karen was extremely helpful throughout our home buying process.  She is a great Loan Officer."
Chris & Mindy A., Rio Rancho, NM, January 2007


"Wow.  What a wonderful experience.  Thank you Heidi!"
Virginia S., Albuquerque, NM, January 2007


"Karen is excellent to deal with and very helpful in every way."
Harold S., Albuquerque, NM, January 2007


2006


'"Always there for you." is definitely a good description of Heidi.  She's always been ready to answer questions - give info - even when I wasn't applying for a mortgage."
Leslye & Mark P., Albuquerque, NM, December 2006


"Thanks for making our refinance so easy!"
Sean & Stephanie A., Corrales, NM, December 2006


"Karen - You're amazing.  We really appreciate your knowledge and perseverance!"
Scott & Sue H., Albuquerque, NM, December 2006


"Thanks for your quick responses and flexibility with my schedule."
Roxsan M., Albuquerque, NM, December 2006


"Matt was great!   I really felt like I was working with a friend."
Levia N., Albuquerque, NM, December 2006


"Heidi - We just wanted to say thank you very much for all your help with our parents' mortgage.  The process was so easy for everyone involved.  We appreciate you making it happen so quickly."
Jon and Michelle P., Albuquerque, NM, November 2006


"Karen is so accommodating and helpful!  We had extraordinary circumstances and she made it happen."
Grayden & Marci F., Albuquerque, NM, November 2006


"Matt made the process very painless and fast.  He was a great help and understood what I needed."
Valorie F., Albuquerque, NM, November 2006


"Our transaction went smooth and process was straight forward."
Greg & Nicole V., Albuquerque, NM. November 2006


"Karen Hopkins is the best."
Mike R., Albuquerque, NM, November 2006


"Thank you for your hard work."
Marcos A. & Sarah Z., Albuquerque, NM, November 2006


"Thank you Heidi. You were of great help!!  I had previously tried using a different mortgage co. - was dissatisfied and came back to Perennial to close on my home."
Analisa P., Albuquerque, NM, November 2006


"Karen was the most clear and optimistic loan officer I've dealt with.  She was able to get us into our new home despite the complexity of my financial picture."
Stacy J., Albuquerque, NM, October 2006


"Heidi was wonderful!! Thanks so much."
David E., Albuquerque, NM, October 2006


"Thank you for making the purchase of our first home a pleasurable experience."
Misty & Lance S., Albuquerque, NM, October 2006


"Heidi clearly takes time to think of things the homebuyers might have missed.  It was so comforting as a first time homebuyer to work with Heidi and to have her at closing was reassuring."
Amy and Herbert H., Albuquerque, NM, September 2006


"Everything went as smooth as possible.  I am very satisfied with Matt and would love to work with him again."
Lydia S., Albuquerque, NM, September 2006


"Karen kept us sane through a sometimes crazy process.  We love her."
Sue & David B., Albuquerque, NM, October 2006


"Karen did an exceptional job!"
Carl P. & Gina D., Albuquerque, NM, September 2006


"Heidi made what could have been a very stressful transaction very pleasant.  Thank you."
Meghan G., Albuquerque, NM, September 2006


"Matt was wonderful!   We couldn't have asked for anything more!!  We will use him again."
Amie D., Albuquerque, NM, September 2006


"Matt is ALWAYS friendly, professional and easy to work with.  We're happy to refer friends."
Steven & Tobey W., Albuquerque, NM. August 2006


"I liked that Matt was there at closing."
Mark R., Albuquerque, NM, August 2006


"I thought Matt Hunter was great!  His ability to get us a loan that fit our situation was tremendous."
Rip & Leslie W., Albuquerque, NM, August 2006


"Matt Rocks!   Thanks again."
Aaron & Eleanor P., Albuquerque, NM, August 2006


"Karen was great to work with."
Juanita J., Albuquerque, NM, July 2006


"Matt was awesome.   This was our first home purchase and he made it an easy process."
Curtis & Sharri F., Albuquerque, NM, July 2006


"Matt was great!"
Christian D., Albuquerque, NM, June 2006


"Can't thank you enough for making my dream of home-ownership come true.  It was a pleasure working with you."
Chris H., Albuquerque, NM, June 2006


"Heidi turned a horrible experience great!!"
Brandie S., Albuquerque, NM, June 2006


"Thanks so much for making the mortgage process easy and enjoyable!!  There were so many things that went smoothly thanks to Heidi!  Buying a house for the first time was a breeze thanks to Perennial."
Amy V., Albuquerque, NM, May 2006


"As always, Perennial Mortgage makes home buying and refinancing a pleasant experience."
Ernest & Tanci W., Albuquerque, NM, May 2006


"Matt was awesome.   He got me approved in one day, when Legacy Mortgage couldn't do it in a months time."
Lara S., Rio Rancho, NM, May 2006


"Very pleased -- and impressed -- with the job done."
Sue M., Albuquerque, NM, May 2006


"Karen is just delightful to work with on all counts."
Patricia F., Albuquerque, NM, April 2006


"Heidi went above and beyond to ensure that everything went smoothly and was completed in a timely manner.   We owe our first house to her."
Lori C., Albuquerque, NM, March 2006


"Jessie was great to work with.  As first-time home-buyers, we knew nothing.  She took the time to teach."
Aaron H. & Daniel M., Albuquerque, NM, February 2006


"Thanks Matt. You made it easy."
Michael & Laurie F., Albuquerque, NM, January 2006


"Karen is very competent.  Great lender."
Alexis P., Albuquerque, NM, February 2006


"Heidi is the Best!   Wouldn't go anywhere else for our mortgage needs.  Thank you so much!"
Karen & Greg J., Albuquerque, NM, January 2006


2005


"Heidi was readily available at very short notice.  Tell the President she deserves a raise!"
Sue W. & Patricia M., Albuquerque, NM, December 2005


"Absolutely fantastic & quick service.  You Rock!"
James & Teresa N., Albuquerque, NM, December 2005


"Karen made our home purchase so easy and was extremely helpful and friendly."
James & Jean F., Albuquerque, NM, December 2005


"Really appreciate the help and expertise."
Andy & Joyce M., Albuquerque, NM, December 2005


"Thank you so much for all you did."
Michelle C., Tijeras, NM, November 2005


"Thank you very much.   It was a pleasure working with you."
Kristina K. & Larry B., Albuquerque, NM, November 2005


"OUTSTANDING! Heidi made the process easy & worry- and hassle-free.  Thanks for everything."
Keith & Michele H., Albuquerque, NM, November 2005


"The best part was the immediate answers and response.  Thank you."
Jace & Petra K., Corrales, NM, November 2005


"Karen is always there for us and goes the extra mile to make sure we are taken care of."
Thomas & Rhonda W., Albuquerque, NM, October 2005


"Very helpful."
Suzanne S., Albuquerque, NM, October 2005


"Heidi is excellent.   I keep coming back."
Marnie & Brent G., Albuquerque, NM, October 2005


"Karen Hopkins is wonderful to work with.  Very informative & helpful."
Barbara F., Albuquerque, NM, September 2005


"Heidi was on the ball and very nice."
Gregory O., Albuquerque, NM, September 2005


"Almost too easy.   Thank you."
Daniel & Mary M., Albuquerque, NM, September 2005


"Heidi is knowledgeable, professional, thorough, prompt, and helpful.  I recommend Perennial."
Melanie R., Albuquerque, NM, September 2005


"Karen was terrific.   Very smart."
Alexis P., Albuquerque, NM, September 2005


"Without Karen, I never would have been able to navigate the loan process.  I will be forever grateful."
Andrea S., Albuquerque, NM, August 2005


"Karen made the whole process so easy."
Jeffrey H., Albuquerque, NM, August 2005


"Matt Hunter is a terrific loan officer."
Severo D., Pueblo West, CO, July 2005


"Thanks!  We're obviously very pleased since this is our second loan with you."
Cindy G. & Webster P., Albuquerque, NM, July 2005


"Thank you!  I will be back."
Rick & Ruth S., Albuquerque, NM, June 2005


"It was a pleasure dealing with Heidi Snow.  Very friendly and professional.  Thanks!."
Sal & Lynn M., Albuquerque, NM, June 2005


"Heidi really went out of her way to help -- even holding my newborn daughter while I gathered documents."
Colleen L., Albuquerque, NM, May 2005


"Karen Hopkins was a great help throughout the whole transaction.  She made it easy."
Therese C., Upland, CA, May 2005


"Thanks so much for all your help."
Cynthia G., Albuquerque, NM, May 2005


"Matt Hunter is responsive, patient, detail-oriented, has excellent communication skills and is an all-around nice guy to do business with."
Miliatis Family, Albuquerque, NM, April 2005


"Heidi was amazing - she literally 'held my hand' through the process, showing up at closing when many new buyers are left alone!  I recommend her and her company to anyone!
Jennifer G., Albuquerque, NM, March 2005


"Matt Hunter was such a helpful advocate for me!  He made the experience of buying my first home smooth and calm, and I would trust and recommend him to anyone!!"
E. Friedman, Albuquerque, NM, March 2005


"Karen did a great job under difficult circumstances.  We appreciate her."
Phillip & Rose B., Albuquerque, NM, February 2005


2004


"Heidi, It was a pleasure dealing with you and your mortgage company.  Thank you so much for your hard work and great effort.  We will certainly recommend your services to others."
Tim M., Albuquerque, NM, December 2004


"Perennial Mortgage made purchasing our new home a simple and easy process.  I had heard others say what a nightmare it was to sell and buy another home.  We had a positive and encouraging experience.  They were very professional and informative with all our questions."
Derek & Michele H., Albuquerque, NM, December 2004


"The service was excellent. Thank you for being kind and helpful."
David and Sharon F., Albuquerque, NM, November 2004


"I appreciate your kindness, your patience in helping me understand the mortgage process, and your overall professional style!  You were an absolute asset to me!  Thanks".
Lynn P., Albuquerque, NM, November 2004


"Karen's the Best!"
Terrye M, Albuquerque, NM, September 2004


"It has been a joy to work with you all.  Thank you."
Roxsan M., Albuquerque, NM, September 2004


"Thank you so much for your patience and persistence in seeing me through this process.  I truly appreciate your efforts."
Deb H., Albuquerque, NM, August 2004


"Karen was "over the top" fantastic.  I will refer her to all my friends."
Todd T., Albuquerque, NM, July 2004


"Karen is a truly knowledgeable professional who dealt with difficult situations quickly and with a smile."
Mike R., Albuquerque, NM, June 2004


"She answered all our questions, even the dumb ones!  We also appreciated that she attended the closing.   Heidi rocks!
Karen C., Albuquerque, NM, June 2004


"Heidi was absolutely wonderful.  She made buying my first home a great experience."
Daniel W., Albuquerque NM, May 2004


"Karen was very helpful and accessible."
Derek and Danizete M., Albuquerque, NM, April 2004


"I didn't know buying a home could be so easy!"
Michael and Nicole Z., Albuquerque, NM, March 2004


We appreciate your patience and friendliness in a situation we thought was somewhat complicated.  The whole experience was painless.  Thanks!
Kim & Guy P., Albuquerque, NM, February 2004


2003


"Outstanding Service."
Eric L. & David N., Albuquerque, NM, November 2003


"Thank you so much.   It was so easy!  And Heidi -- you are so friendly and open and accessible.   Thanks."
Tim and Romy K., Albuquerque, NM, October 2003


"Everything was done quickly and professionally.  Made things much easier on us."
Joyce Y., Albuquerque, NM, October 2003


"Fabulous!   Start to Finish."
Joan G., Albuquerque, NM, September 2003


"You gals rock!  Anytime you need a reference or have a hesitant client who needs to talk to someone who's gone through the process, call me."
Phyllis B., Rio Rancho, NM, August 2003


"Professionalism at its best!  No matter who I talked or dealt with, I always got my questions answered."
Joe A., Albuquerque, NM, August 2003


"Keep up the GOOD WORK!  I'll do all I can to pass it on."
Ernest M., Albuquerque, NM, August 2003


"There is a Japanese word that describes your performance in this transaction and that word is 'AWESOME'"  Thanks again."
Jim Bruskas, Realtor, Coldwell Banker Legacy, August 2003


"Karen Hopkins is the sweetest person.  She is very professional, answered all of our questions and made my husband and I very comfortable."
Colleen G., Albuquerque, NM, August 2003


"The process was no more complicated than opening a checking account.  We refer Perennial often."
Kathy B., Albuquerque, NM, July 2003


"Thanks for shepherding me through the mortgage process.  Your attention to all the details as well as to my personal needs spelled out 'great customer service.'  I will definitely recommend you and Perennial Mortgage to others."
Janeen V., Albuquerque, NM, July 2003


"Heidi Snow is absolutely wonderful.  She has tremendous expertise and knowledge about mortgage refinancing.  This closing experience was so much easier than when I bought my home."
Chris S., Albuquerque, NM, June 2003


"We appreciate your perpetual concern and informative newsletter that no other loan officer has done for us in years past. . . We value your friendship and integrity!"
Gina and Roger F., Rio Rancho, NM, May 2003


" . . .   Many thanks for your exceptional handling of my refinancing - it is great to work with someone who is competent and I can trust. . ."
Anita L, Santa Fe, NM, May 2003


"Women in business?   Yes, they are easier to work with!  Very professional and classy."
Michael & Deborah P., Albuquerque, NM, April 2003


"Heidi Snow treated us as if we had know her for years and she understood what we were going through."
Ted and Virginia A., Albuquerque, NM, April 2003


"Heidi went above and beyond our expectations where customer service was concerned.  We could call anytime and she was there!!  I will proudly refer her to others!"
Carrie and Aaron B., Albuquerque, NM, April 2003


"I never imagined financing a home could be so easy and stress-free, all due to your services!"
Marcia D., Sandia Park, NM, April 2003


"Heidi -- you are awesome!!"
Lydia T., Albuquerque, NM, April 2003


"Phillip and I both enjoyed working with you.  We are very grateful for your patience and effort in securing our loan.  We will definitely refer you to our friends and family.  Thanks again."
Sandra J. & Phillip H., Rio Rancho, NM, March 2003


2002


"Thanks for making the process fast and easy."
Daniel P., Albuquerque, NM, December 2002


"The entire process was quick, painless and smooth."
Dan F.,  Albuquerque, NM, December 2002


"Thanks for the effective and timely process."
Ted P., Albuquerque, NM, November 2002


"GREAT SERVICE!"
George B., Albuquerque, NM, October 2002


"Thank you so much in purchasing my new home."
Joyce A., Albuquerque, NM, October 2002


"Heidi Snow is a smart, kind, helpful, caring and conscience loan officer whom anyone can trust to do the right thing and get the financing done."
Lenann M., Albuquerque, NM, September 2002


"Heidi - you were great!"
Jessica O., Albuquerque, NM, August 2002


"We're thankful for the great deal you were able to negotiate for us.  It was great doing business with you."
Simone & Lydia A., Albuquerque, NM, July 2002


"Heidi, Everything is going great.  The house has become a home with a lot of work.  I'm finally settling in.  Thank you so much for all your help.  I will keep your new business on file and let everyone know if they need a mortgage to come see you.  Thanks again."
Jack B., Albuquerque, NM, May 2002


Praise for Heidi Snow - pre May 2002


Thank you for working with us to buy our new house.  We really appreciate how smoothly everything went.  You were very efficient!  We are enjoying our new house very much.  Thanks again!"
Shari & Jody B., Albuquerque, NM

"Thank you for making the loan for Jody & Shari B. so pleasant & smooth; that is what makes this job fun."
Shirley & John McCormack, ReMax Elite., Albuquerque, NM


"Randy and I just wanted to thank you again for all the work you did to help us buy our new house.   We're still unpacking of course, but I know we'll be very happy here.  I love my new house! And I will hand your cards to anyone I know in need of your services!   I'm blessed to have such good friends."
Monica & Randy M., Albuquerque, NM


"Thank you very much for all your help in our house refinance.  We wish you the best in all your professional and personal endeavors.  Sincerely,"
Jaime & Irma T., Albuquerque, NM


"We feel Heidi did a great job -- she exceeded our expectations"
Jeff B, Albuquerque, NM


"Great!"
Leslie E, Albuquerque, NM


"Excellent!    Heidi was great!
You made us feel worthy -- we love our home!"
Hollie & Mike L., Albuquerque, NM


"Thank you so much for servicing our mortgage.  We appreciate your courteous and professional attention to our needs.  You were most kind in answering our questions."
Greg & Carol S., Albuquerque, NM


"We appreciate the way you helped us . . .  Thank you for your very professional assistance."
Weston S., Albuquerque, NM


"Thank you SOOOO much for your continued assistance. . .   I really can't begin to thank you for everything. Let me know how I might try though."
Jenny K., Winston Salem, NC


"We can't thank you enough!  Thanks for working with us and helping to make our experience so positive, it's been great and we are so happy."
Hollie & Mike L., Albuquerque, NM


". . . thanks so very much for working so hard to help me buy my mom’s house. Not only working hard, but also enabling me to relax through what could have been one of the most stressful experiences of my life. I honestly felt so comfortable leaving it all to you. I trusted you not only to be extremely competent, thorough and reliable, but also (and perhaps most importantly) to listen to all of my whimpering and whining and to make me feel ok about it all. (My Mortgage Therapist). Thank you. You have made such a difference in my life."
Francesca S., Boulder, CO


"Thank you so much for all your help to close the deal."
Kimberly C., Carlsbad, NM